Independent MindsLast Updated: 12/30/2025By accessing or using independentminds.co (the “Website”), purchasing participation access, or submitting content, you agree to be bound by these Terms of Service (“Terms”).If you do not agree to these Terms, do not use the Website or participate.1. ServicesIndependent Minds provides access to paid participation events involving submission of original written work for editorial review.Independent Minds does not provide legal, financial, tax, or professional advice. Participation does not guarantee selection, recognition, or financial support.2. Relationship to Official RulesParticipation in any event is governed by the applicable Official Rules.In the event of a conflict between these Terms and the Official Rules, the Official Rules control with respect to participation events.3. Participation Access & PaymentsParticipation access fees are processed through third-party payment processors. Independent Minds does not store full payment card information.Unless otherwise required by law:Participation access fees are non-refundableFees are charged for access to submit, not for selection or recognitionCompletion of payment does not guarantee submission review or recognitionIndependent Minds reserves the right to deny or revoke participation access for violations of these Terms or the Official Rules.4. User ConductYou agree not to:Submit content that is plagiarized, fraudulent, or not your ownMisrepresent your identity, eligibility, or submission detailsAttempt to bypass participation limits or payment requirementsInterfere with the Website, submission process, or evaluation processSubmit unlawful, harmful, defamatory, or infringing materialUse automated tools, scripts, or AI systems to generate submissionsViolation of these rules may result in exclusion without refund.5. Intellectual PropertyYou retain ownership of your submitted content.By submitting content, you grant Independent Minds a limited, non-exclusive, royalty-free license to:Review, evaluate, and administer submissionsReference submission titles or excerpts for editorial, informational, or promotional purposesAnnounce recognition or participation outcomesThis license does not transfer ownership and is limited to the operation of the platform.6. No Guarantee of RecognitionIndependent Minds makes no guarantees regarding:SelectionRecognitionFinancial supportEditorial publicationAll evaluations and decisions are subjective and final.7. DisclaimersThe Website and services are provided on an “as is” and “as available” basis.Independent Minds makes no warranties regarding uninterrupted access, accuracy of information, or availability of services.8. Limitation of LiabilityTo the fullest extent permitted by law, Independent Minds shall not be liable for:Indirect, incidental, or consequential damagesLoss of data, income, or opportunitiesTechnical errors, interruptions, or delaysPayment processor issues beyond Independent Minds’ controlYour sole remedy for dissatisfaction is to discontinue use of the Website.9. ModificationsIndependent Minds may update these Terms at any time.Continued use of the Website after changes are posted constitutes acceptance of the updated Terms.10. Governing LawThese Terms are governed by the laws of the United States and the applicable state determined by Independent Minds, without regard to conflict of law principles.11. ContactFor questions regarding these Terms:Email: [email protected]